▼ 0.50% · 3.625%
HK$20,475
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,112
−HK$647/mo
Today · 4.125%
HK$21,759
baseline
▲ 0.50% · 4.625%
HK$23,083
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,518/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,778
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,389
−HK$620/mo
Today · 4.125%
HK$24,009
baseline
▲ 0.50% · 4.625%
HK$25,275
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,018/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,523
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,223
−HK$712/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,392
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,056
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,728
−HK$682/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$27,802
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,335
−HK$776/mo
Today · 4.125%
HK$26,111
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,222/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$744/mo
Today · 4.125%
HK$28,811
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,622/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,618
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,446
−HK$841/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$30,008
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,612
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,406
−HK$806/mo
Today · 4.125%
HK$31,212
baseline
▲ 0.50% · 4.625%
HK$32,857
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,424/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,665
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,557
−HK$906/mo
Today · 4.125%
HK$30,463
baseline
▲ 0.50% · 4.625%
HK$32,316
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,926/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$868/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,385
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,713
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,668
−HK$971/mo
Today · 4.125%
HK$32,639
baseline
▲ 0.50% · 4.625%
HK$34,625
+HK$1,986/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,278/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,168
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$930/mo
Today · 4.125%
HK$36,014
baseline
▲ 0.50% · 4.625%
HK$37,912
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,028/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,760
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$1,036/mo
Today · 4.125%
HK$34,815
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,630/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,446
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,423
−HK$992/mo
Today · 4.125%
HK$38,415
baseline
▲ 0.50% · 4.625%
HK$40,439
+HK$2,024/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,830/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,808
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,891
−HK$1,100/mo
Today · 4.125%
HK$36,991
baseline
▲ 0.50% · 4.625%
HK$39,241
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,982/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,762
−HK$1,054/mo
Today · 4.125%
HK$40,816
baseline
▲ 0.50% · 4.625%
HK$42,967
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,632/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,855
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,002
−HK$1,165/mo
Today · 4.125%
HK$39,167
baseline
▲ 0.50% · 4.625%
HK$41,550
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,334/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,001
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,101
−HK$1,115/mo
Today · 4.125%
HK$43,216
baseline
▲ 0.50% · 4.625%
HK$45,494
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,432/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).