▼ 0.50% · 3.625%
HK$18,244
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,811
−HK$577/mo
Today · 4.125%
HK$19,388
baseline
▲ 0.50% · 4.625%
HK$20,568
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,776/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,296
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,841
−HK$552/mo
Today · 4.125%
HK$21,393
baseline
▲ 0.50% · 4.625%
HK$22,520
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,786/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,068
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,693
−HK$634/mo
Today · 4.125%
HK$21,327
baseline
▲ 0.50% · 4.625%
HK$22,624
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,654/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,326
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,925
−HK$607/mo
Today · 4.125%
HK$23,532
baseline
▲ 0.50% · 4.625%
HK$24,772
+HK$1,240/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,064/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,893
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,574
−HK$692/mo
Today · 4.125%
HK$23,266
baseline
▲ 0.50% · 4.625%
HK$24,681
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,532/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,355
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,009
−HK$662/mo
Today · 4.125%
HK$25,671
baseline
▲ 0.50% · 4.625%
HK$27,024
+HK$1,353/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,342/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,717
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,455
−HK$749/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,738
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,385
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,093
−HK$718/mo
Today · 4.125%
HK$27,811
baseline
▲ 0.50% · 4.625%
HK$29,277
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,622/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,336
−HK$807/mo
Today · 4.125%
HK$27,143
baseline
▲ 0.50% · 4.625%
HK$28,795
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,286/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,415
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,177
−HK$773/mo
Today · 4.125%
HK$29,950
baseline
▲ 0.50% · 4.625%
HK$31,529
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,900/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,366
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,217
−HK$865/mo
Today · 4.125%
HK$29,082
baseline
▲ 0.50% · 4.625%
HK$30,852
+HK$1,770/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,164/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,444
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,261
−HK$828/mo
Today · 4.125%
HK$32,089
baseline
▲ 0.50% · 4.625%
HK$33,781
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,178/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,190
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,098
−HK$923/mo
Today · 4.125%
HK$31,021
baseline
▲ 0.50% · 4.625%
HK$32,908
+HK$1,887/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,042/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,474
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$883/mo
Today · 4.125%
HK$34,228
baseline
▲ 0.50% · 4.625%
HK$36,033
+HK$1,805/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,456/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,979
−HK$981/mo
Today · 4.125%
HK$32,960
baseline
▲ 0.50% · 4.625%
HK$34,965
+HK$2,005/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,920/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,504
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,429
−HK$939/mo
Today · 4.125%
HK$36,368
baseline
▲ 0.50% · 4.625%
HK$38,285
+HK$1,917/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,736/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,861
−HK$1,037/mo
Today · 4.125%
HK$34,898
baseline
▲ 0.50% · 4.625%
HK$37,022
+HK$2,124/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,796/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,533
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$994/mo
Today · 4.125%
HK$38,507
baseline
▲ 0.50% · 4.625%
HK$40,537
+HK$2,030/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,014/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).