▼ 0.50% · 3.625%
HK$15,742
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,232
−HK$498/mo
Today · 4.125%
HK$16,730
baseline
▲ 0.50% · 4.625%
HK$17,748
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,460/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,513
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,983
−HK$477/mo
Today · 4.125%
HK$18,460
baseline
▲ 0.50% · 4.625%
HK$19,433
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,920/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,317
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,855
−HK$548/mo
Today · 4.125%
HK$18,403
baseline
▲ 0.50% · 4.625%
HK$19,522
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,806/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,265
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$524/mo
Today · 4.125%
HK$20,305
baseline
▲ 0.50% · 4.625%
HK$21,376
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,610/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,891
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,479
−HK$597/mo
Today · 4.125%
HK$20,076
baseline
▲ 0.50% · 4.625%
HK$21,297
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,152/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,016
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,580
−HK$571/mo
Today · 4.125%
HK$22,151
baseline
▲ 0.50% · 4.625%
HK$23,319
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,302/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,465
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,102
−HK$647/mo
Today · 4.125%
HK$21,749
baseline
▲ 0.50% · 4.625%
HK$23,072
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,498/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,767
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,378
−HK$619/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,262
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,039
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,725
−HK$697/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$667/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,614
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,348
−HK$747/mo
Today · 4.125%
HK$25,095
baseline
▲ 0.50% · 4.625%
HK$26,621
+HK$1,526/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,190/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,270
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,975
−HK$714/mo
Today · 4.125%
HK$27,689
baseline
▲ 0.50% · 4.625%
HK$29,149
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,378/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,971
−HK$796/mo
Today · 4.125%
HK$26,767
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,629/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,534/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$762/mo
Today · 4.125%
HK$29,535
baseline
▲ 0.50% · 4.625%
HK$31,092
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,070/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,762
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,595
−HK$845/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$30,171
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,773
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$810/mo
Today · 4.125%
HK$31,381
baseline
▲ 0.50% · 4.625%
HK$33,035
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,762/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,336
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,218
−HK$895/mo
Today · 4.125%
HK$30,113
baseline
▲ 0.50% · 4.625%
HK$31,946
+HK$1,833/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,226/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,524
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$858/mo
Today · 4.125%
HK$33,227
baseline
▲ 0.50% · 4.625%
HK$34,979
+HK$1,752/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,454/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,115 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).