▼ 0.50% · 3.625%
HK$19,993
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,615
−HK$632/mo
Today · 4.125%
HK$21,247
baseline
▲ 0.50% · 4.625%
HK$22,540
+HK$1,293/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,494/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,242
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,839
−HK$605/mo
Today · 4.125%
HK$23,444
baseline
▲ 0.50% · 4.625%
HK$24,679
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,888/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,992
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,676
−HK$695/mo
Today · 4.125%
HK$23,371
baseline
▲ 0.50% · 4.625%
HK$24,794
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,742/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,466
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,122
−HK$666/mo
Today · 4.125%
HK$25,788
baseline
▲ 0.50% · 4.625%
HK$27,147
+HK$1,359/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,576/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,992
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,738
−HK$758/mo
Today · 4.125%
HK$25,496
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,992/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,690
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$726/mo
Today · 4.125%
HK$28,132
baseline
▲ 0.50% · 4.625%
HK$29,615
+HK$1,483/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,264/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,991
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,799
−HK$822/mo
Today · 4.125%
HK$27,621
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,242/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,915
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,690
−HK$787/mo
Today · 4.125%
HK$30,477
baseline
▲ 0.50% · 4.625%
HK$32,083
+HK$1,606/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,954/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,990
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,861
−HK$884/mo
Today · 4.125%
HK$29,745
baseline
▲ 0.50% · 4.625%
HK$31,555
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,490/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,139
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,974
−HK$847/mo
Today · 4.125%
HK$32,821
baseline
▲ 0.50% · 4.625%
HK$34,551
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,642/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,990
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,922
−HK$948/mo
Today · 4.125%
HK$31,870
baseline
▲ 0.50% · 4.625%
HK$33,809
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,740/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,363
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,258
−HK$908/mo
Today · 4.125%
HK$35,166
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,332/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$1,011/mo
Today · 4.125%
HK$33,995
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,990/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,587
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,542
−HK$968/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,487
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,988
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,045
−HK$1,075/mo
Today · 4.125%
HK$36,120
baseline
▲ 0.50% · 4.625%
HK$38,317
+HK$2,197/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$72,240/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,811
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,826
−HK$1,028/mo
Today · 4.125%
HK$39,854
baseline
▲ 0.50% · 4.625%
HK$41,955
+HK$2,101/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$79,708/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,987
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$1,137/mo
Today · 4.125%
HK$38,244
baseline
▲ 0.50% · 4.625%
HK$40,571
+HK$2,327/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,488/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,036
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,090/mo
Today · 4.125%
HK$42,199
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,398/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).