▼ 0.50% · 3.625%
HK$5,584
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$176/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$362/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,379
−HK$169/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,893
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$194/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$397/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,834
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$186/mo
Today · 4.125%
HK$7,203
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,406/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,910
−HK$211/mo
Today · 4.125%
HK$7,121
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$434/mo
Deposit HK$980K · loan HK$1.47M · min. income ≈ HK$14,242/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,455
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,655
−HK$203/mo
Today · 4.125%
HK$7,858
baseline
▲ 0.50% · 4.625%
HK$8,272
+HK$414/mo
Deposit HK$980K · loan HK$1.47M · min. income ≈ HK$15,716/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,260
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$230/mo
Today · 4.125%
HK$7,715
baseline
▲ 0.50% · 4.625%
HK$8,184
+HK$469/mo
Deposit HK$857K · loan HK$1.59M · min. income ≈ HK$15,430/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,076
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,293
−HK$220/mo
Today · 4.125%
HK$8,513
baseline
▲ 0.50% · 4.625%
HK$8,961
+HK$448/mo
Deposit HK$857K · loan HK$1.59M · min. income ≈ HK$17,026/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,818
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,061
−HK$247/mo
Today · 4.125%
HK$8,308
baseline
▲ 0.50% · 4.625%
HK$8,814
+HK$506/mo
Deposit HK$735K · loan HK$1.71M · min. income ≈ HK$16,616/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,697
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,931
−HK$236/mo
Today · 4.125%
HK$9,167
baseline
▲ 0.50% · 4.625%
HK$9,651
+HK$484/mo
Deposit HK$735K · loan HK$1.71M · min. income ≈ HK$18,334/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,376
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,637
−HK$265/mo
Today · 4.125%
HK$8,902
baseline
▲ 0.50% · 4.625%
HK$9,443
+HK$541/mo
Deposit HK$612K · loan HK$1.84M · min. income ≈ HK$17,804/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,319
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,569
−HK$253/mo
Today · 4.125%
HK$9,822
baseline
▲ 0.50% · 4.625%
HK$10,340
+HK$518/mo
Deposit HK$612K · loan HK$1.84M · min. income ≈ HK$19,644/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,935
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,213
−HK$282/mo
Today · 4.125%
HK$9,495
baseline
▲ 0.50% · 4.625%
HK$10,073
+HK$578/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$18,990/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,940
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,207
−HK$270/mo
Today · 4.125%
HK$10,477
baseline
▲ 0.50% · 4.625%
HK$11,029
+HK$552/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$20,954/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,493
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,789
−HK$300/mo
Today · 4.125%
HK$10,089
baseline
▲ 0.50% · 4.625%
HK$10,703
+HK$614/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,178/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,561
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,844
−HK$288/mo
Today · 4.125%
HK$11,132
baseline
▲ 0.50% · 4.625%
HK$11,719
+HK$587/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,264/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,052
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,364
−HK$318/mo
Today · 4.125%
HK$10,682
baseline
▲ 0.50% · 4.625%
HK$11,332
+HK$650/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,364/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,182
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,482
−HK$305/mo
Today · 4.125%
HK$11,787
baseline
▲ 0.50% · 4.625%
HK$12,408
+HK$621/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,574/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).