▼ 0.50% · 3.625%
HK$16,633
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,150
−HK$526/mo
Today · 4.125%
HK$17,676
baseline
▲ 0.50% · 4.625%
HK$18,751
+HK$1,075/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,352/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,504
−HK$999/mo
▼ 0.25% · 3.875%
HK$19,000
−HK$503/mo
Today · 4.125%
HK$19,503
baseline
▲ 0.50% · 4.625%
HK$20,531
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,006/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,296
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,865
−HK$578/mo
Today · 4.125%
HK$19,443
baseline
▲ 0.50% · 4.625%
HK$20,626
+HK$1,183/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,886/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,354
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,900
−HK$554/mo
Today · 4.125%
HK$21,454
baseline
▲ 0.50% · 4.625%
HK$22,585
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,908/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,959
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,580
−HK$631/mo
Today · 4.125%
HK$21,211
baseline
▲ 0.50% · 4.625%
HK$22,502
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,422/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,204
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,800
−HK$604/mo
Today · 4.125%
HK$23,404
baseline
▲ 0.50% · 4.625%
HK$24,638
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,808/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,623
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,295
−HK$683/mo
Today · 4.125%
HK$22,978
baseline
▲ 0.50% · 4.625%
HK$24,377
+HK$1,399/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,956/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,055
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,700
−HK$654/mo
Today · 4.125%
HK$25,354
baseline
▲ 0.50% · 4.625%
HK$26,691
+HK$1,337/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,708/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,286
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,010
−HK$736/mo
Today · 4.125%
HK$24,746
baseline
▲ 0.50% · 4.625%
HK$26,252
+HK$1,506/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,492/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,905
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,600
−HK$705/mo
Today · 4.125%
HK$27,305
baseline
▲ 0.50% · 4.625%
HK$28,744
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,610/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,949
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,725
−HK$789/mo
Today · 4.125%
HK$26,514
baseline
▲ 0.50% · 4.625%
HK$28,127
+HK$1,613/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,028/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,756
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,500
−HK$755/mo
Today · 4.125%
HK$29,255
baseline
▲ 0.50% · 4.625%
HK$30,797
+HK$1,542/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,510/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,612
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,440
−HK$841/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$30,002
+HK$1,721/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,606
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$805/mo
Today · 4.125%
HK$31,205
baseline
▲ 0.50% · 4.625%
HK$32,850
+HK$1,645/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,410/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,276
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,155
−HK$894/mo
Today · 4.125%
HK$30,049
baseline
▲ 0.50% · 4.625%
HK$31,877
+HK$1,828/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,098/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,456
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,300
−HK$856/mo
Today · 4.125%
HK$33,156
baseline
▲ 0.50% · 4.625%
HK$34,904
+HK$1,748/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,312/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,939
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,870
−HK$946/mo
Today · 4.125%
HK$31,816
baseline
▲ 0.50% · 4.625%
HK$33,752
+HK$1,936/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,632/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,307
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,200
−HK$906/mo
Today · 4.125%
HK$35,106
baseline
▲ 0.50% · 4.625%
HK$36,957
+HK$1,851/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,212/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).