▼ 0.50% · 3.625%
HK$18,697
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,279
−HK$591/mo
Today · 4.125%
HK$19,870
baseline
▲ 0.50% · 4.625%
HK$21,079
+HK$1,209/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,740/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,801
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$566/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,080
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,567
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,207
−HK$650/mo
Today · 4.125%
HK$21,857
baseline
▲ 0.50% · 4.625%
HK$23,187
+HK$1,330/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,714/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,881
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$623/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,388
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,135
−HK$709/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,295
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$679/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,387/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,307
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,063
−HK$768/mo
Today · 4.125%
HK$25,831
baseline
▲ 0.50% · 4.625%
HK$27,403
+HK$1,572/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,662/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,041
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,766
−HK$736/mo
Today · 4.125%
HK$28,502
baseline
▲ 0.50% · 4.625%
HK$30,004
+HK$1,502/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,004/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,176
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,991
−HK$827/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,510
+HK$1,692/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$792/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,618/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,046
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,918
−HK$887/mo
Today · 4.125%
HK$29,805
baseline
▲ 0.50% · 4.625%
HK$31,618
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,610/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,201
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,038
−HK$849/mo
Today · 4.125%
HK$32,887
baseline
▲ 0.50% · 4.625%
HK$34,620
+HK$1,733/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,774/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,916
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$946/mo
Today · 4.125%
HK$31,792
baseline
▲ 0.50% · 4.625%
HK$33,726
+HK$1,934/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,584/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,281
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,174
−HK$905/mo
Today · 4.125%
HK$35,079
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$1,849/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,158/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,786
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$1,005/mo
Today · 4.125%
HK$33,779
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$2,055/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,558/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,361
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,309
−HK$962/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$1,965/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,655
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,702
−HK$1,064/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,942
+HK$2,176/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,441
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,445
−HK$1,019/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,080/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).