▼ 0.50% · 3.625%
HK$20,205
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,833
−HK$639/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,478
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,081
−HK$611/mo
Today · 4.125%
HK$23,692
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,384/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,225
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,917
−HK$702/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,726
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,389
−HK$672/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,246
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,000
−HK$766/mo
Today · 4.125%
HK$25,766
baseline
▲ 0.50% · 4.625%
HK$27,334
+HK$1,568/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,532/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,973
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,697
−HK$734/mo
Today · 4.125%
HK$28,431
baseline
▲ 0.50% · 4.625%
HK$29,929
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,862/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,266
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,084
−HK$830/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,612
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,221
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,005
−HK$795/mo
Today · 4.125%
HK$30,800
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,623/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,600/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,287
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,167
−HK$894/mo
Today · 4.125%
HK$30,061
baseline
▲ 0.50% · 4.625%
HK$31,890
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,122/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,469
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$856/mo
Today · 4.125%
HK$33,169
baseline
▲ 0.50% · 4.625%
HK$34,918
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,338/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,307
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,250
−HK$958/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$34,168
+HK$1,960/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,621
−HK$917/mo
Today · 4.125%
HK$35,538
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,076/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,328
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$1,021/mo
Today · 4.125%
HK$34,355
baseline
▲ 0.50% · 4.625%
HK$36,446
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,710/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,965
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,929
−HK$979/mo
Today · 4.125%
HK$37,908
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,816/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,348
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,417
−HK$1,085/mo
Today · 4.125%
HK$36,502
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,004/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,212
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,237
−HK$1,040/mo
Today · 4.125%
HK$40,277
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,554/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,369
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,500
−HK$1,150/mo
Today · 4.125%
HK$38,650
baseline
▲ 0.50% · 4.625%
HK$41,001
+HK$2,351/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,300/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,460
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,545
−HK$1,101/mo
Today · 4.125%
HK$42,646
baseline
▲ 0.50% · 4.625%
HK$44,894
+HK$2,248/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,292/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).