▼ 0.50% · 3.625%
HK$18,198
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,764
−HK$575/mo
Today · 4.125%
HK$19,339
baseline
▲ 0.50% · 4.625%
HK$20,516
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,678/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,245
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,788
−HK$551/mo
Today · 4.125%
HK$21,339
baseline
▲ 0.50% · 4.625%
HK$22,463
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,678/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,017
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,640
−HK$633/mo
Today · 4.125%
HK$21,273
baseline
▲ 0.50% · 4.625%
HK$22,567
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,546/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,269
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,867
−HK$605/mo
Today · 4.125%
HK$23,472
baseline
▲ 0.50% · 4.625%
HK$24,710
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,944/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,837
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$690/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,619
+HK$1,412/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,294
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,945
−HK$661/mo
Today · 4.125%
HK$25,606
baseline
▲ 0.50% · 4.625%
HK$26,956
+HK$1,350/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,212/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,657
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,393
−HK$748/mo
Today · 4.125%
HK$25,141
baseline
▲ 0.50% · 4.625%
HK$26,670
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,318
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,024
−HK$716/mo
Today · 4.125%
HK$27,740
baseline
▲ 0.50% · 4.625%
HK$29,202
+HK$1,462/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,480/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,477
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,269
−HK$805/mo
Today · 4.125%
HK$27,074
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,648/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$54,148/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,103
−HK$771/mo
Today · 4.125%
HK$29,874
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,575/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$59,748/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,297
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,146
−HK$862/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,773
+HK$1,765/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,182
−HK$826/mo
Today · 4.125%
HK$32,008
baseline
▲ 0.50% · 4.625%
HK$33,695
+HK$1,687/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,016/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,116
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,022
−HK$920/mo
Today · 4.125%
HK$30,942
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$61,884/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,392
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$882/mo
Today · 4.125%
HK$34,142
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$1,799/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$68,284/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,936
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,898
−HK$978/mo
Today · 4.125%
HK$32,876
baseline
▲ 0.50% · 4.625%
HK$34,877
+HK$2,001/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,752/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,416
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,339
−HK$937/mo
Today · 4.125%
HK$36,276
baseline
▲ 0.50% · 4.625%
HK$38,188
+HK$1,912/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,552/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,756
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$1,035/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$2,118/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,418
−HK$991/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,434
+HK$2,025/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,417 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).