▼ 0.50% · 3.625%
HK$20,997
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,651
−HK$663/mo
Today · 4.125%
HK$22,314
baseline
▲ 0.50% · 4.625%
HK$23,672
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,628/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,359
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,986
−HK$635/mo
Today · 4.125%
HK$24,621
baseline
▲ 0.50% · 4.625%
HK$25,919
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,242/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,097
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,816
−HK$730/mo
Today · 4.125%
HK$24,546
baseline
▲ 0.50% · 4.625%
HK$26,039
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,092/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,695
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,384
−HK$700/mo
Today · 4.125%
HK$27,084
baseline
▲ 0.50% · 4.625%
HK$28,511
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,168/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,197
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$796/mo
Today · 4.125%
HK$26,777
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,554/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,031
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$763/mo
Today · 4.125%
HK$29,546
baseline
▲ 0.50% · 4.625%
HK$31,103
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,092/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,297
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,146
−HK$862/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,773
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,182
−HK$826/mo
Today · 4.125%
HK$32,008
baseline
▲ 0.50% · 4.625%
HK$33,695
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,016/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,396
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$929/mo
Today · 4.125%
HK$31,240
baseline
▲ 0.50% · 4.625%
HK$33,141
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,480/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,703
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,580
−HK$890/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,496
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,476
−HK$995/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,508
+HK$2,037/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,039
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$953/mo
Today · 4.125%
HK$36,932
baseline
▲ 0.50% · 4.625%
HK$38,879
+HK$1,947/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,864/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,596
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,641
−HK$1,062/mo
Today · 4.125%
HK$35,703
baseline
▲ 0.50% · 4.625%
HK$37,875
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,406/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,375
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,377
−HK$1,017/mo
Today · 4.125%
HK$39,394
baseline
▲ 0.50% · 4.625%
HK$41,471
+HK$2,077/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,788/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,696
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,806
−HK$1,128/mo
Today · 4.125%
HK$37,934
baseline
▲ 0.50% · 4.625%
HK$40,242
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,868/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,711
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,776
−HK$1,080/mo
Today · 4.125%
HK$41,856
baseline
▲ 0.50% · 4.625%
HK$44,063
+HK$2,207/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,712/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,795
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,971
−HK$1,194/mo
Today · 4.125%
HK$40,165
baseline
▲ 0.50% · 4.625%
HK$42,609
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,330/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,047
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,144/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$46,655
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,836 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).