▼ 0.50% · 3.625%
HK$17,845
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,400
−HK$564/mo
Today · 4.125%
HK$18,964
baseline
▲ 0.50% · 4.625%
HK$20,118
+HK$1,154/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,928/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,853
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,385
−HK$540/mo
Today · 4.125%
HK$20,925
baseline
▲ 0.50% · 4.625%
HK$22,028
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,850/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,630
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,240
−HK$621/mo
Today · 4.125%
HK$20,861
baseline
▲ 0.50% · 4.625%
HK$22,130
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,722/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$595/mo
Today · 4.125%
HK$23,018
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,036/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,080
−HK$677/mo
Today · 4.125%
HK$22,757
baseline
▲ 0.50% · 4.625%
HK$24,142
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,514/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,462
−HK$648/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,199
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$733/mo
Today · 4.125%
HK$24,653
baseline
▲ 0.50% · 4.625%
HK$26,154
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,306/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,808
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$703/mo
Today · 4.125%
HK$27,203
baseline
▲ 0.50% · 4.625%
HK$28,637
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,406/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,760
−HK$790/mo
Today · 4.125%
HK$26,550
baseline
▲ 0.50% · 4.625%
HK$28,165
+HK$1,615/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,100/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,794
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$756/mo
Today · 4.125%
HK$29,295
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,590/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,768
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,600
−HK$846/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$30,177
+HK$1,731/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,779
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$811/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,552
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,440
−HK$903/mo
Today · 4.125%
HK$30,343
baseline
▲ 0.50% · 4.625%
HK$32,189
+HK$1,846/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,686/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,764
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,616
−HK$864/mo
Today · 4.125%
HK$33,480
baseline
▲ 0.50% · 4.625%
HK$35,245
+HK$1,765/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,960/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,337
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$959/mo
Today · 4.125%
HK$32,239
baseline
▲ 0.50% · 4.625%
HK$34,201
+HK$1,962/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,478/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,749
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$919/mo
Today · 4.125%
HK$35,573
baseline
▲ 0.50% · 4.625%
HK$37,448
+HK$1,875/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,146/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,121
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$1,016/mo
Today · 4.125%
HK$34,136
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$2,077/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,272/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,735
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,693
−HK$972/mo
Today · 4.125%
HK$37,665
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$1,986/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$75,330/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,779 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).