▼ 0.50% · 3.625%
HK$20,057
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,681
−HK$634/mo
Today · 4.125%
HK$21,315
baseline
▲ 0.50% · 4.625%
HK$22,612
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,630/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,313
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$607/mo
Today · 4.125%
HK$23,519
baseline
▲ 0.50% · 4.625%
HK$24,758
+HK$1,239/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,038/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,063
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,749
−HK$697/mo
Today · 4.125%
HK$23,446
baseline
▲ 0.50% · 4.625%
HK$24,873
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,892/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,544
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,203
−HK$667/mo
Today · 4.125%
HK$25,870
baseline
▲ 0.50% · 4.625%
HK$27,234
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,740/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,068
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$761/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,494
−HK$728/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,710
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,885
−HK$824/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,007
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,785
−HK$789/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$887/mo
Today · 4.125%
HK$29,840
baseline
▲ 0.50% · 4.625%
HK$31,656
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,680/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,076
−HK$850/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,021
−HK$951/mo
Today · 4.125%
HK$31,972
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,944/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,470
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,367
−HK$911/mo
Today · 4.125%
HK$35,278
baseline
▲ 0.50% · 4.625%
HK$37,137
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,556/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,091
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,089
−HK$1,014/mo
Today · 4.125%
HK$34,103
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,206/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,701
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,658
−HK$972/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,613
+HK$1,983/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,097
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,157
−HK$1,078/mo
Today · 4.125%
HK$36,235
baseline
▲ 0.50% · 4.625%
HK$38,440
+HK$2,205/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,470/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,932
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,950
−HK$1,032/mo
Today · 4.125%
HK$39,982
baseline
▲ 0.50% · 4.625%
HK$42,089
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,964/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,102
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,225
−HK$1,141/mo
Today · 4.125%
HK$38,366
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,335/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,732/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,164
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,241
−HK$1,092/mo
Today · 4.125%
HK$42,333
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,232/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,666/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,877 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).