▼ 0.50% · 3.625%
HK$18,629
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,209
−HK$589/mo
Today · 4.125%
HK$19,798
baseline
▲ 0.50% · 4.625%
HK$21,002
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,596/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,725
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,281
−HK$564/mo
Today · 4.125%
HK$21,845
baseline
▲ 0.50% · 4.625%
HK$22,996
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,690/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,492
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,130
−HK$647/mo
Today · 4.125%
HK$21,777
baseline
▲ 0.50% · 4.625%
HK$23,103
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,554/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,798
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,409
−HK$620/mo
Today · 4.125%
HK$24,029
baseline
▲ 0.50% · 4.625%
HK$25,296
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,058/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,051
−HK$706/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,203
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$677/mo
Today · 4.125%
HK$26,214
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,428/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,218
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,972
−HK$765/mo
Today · 4.125%
HK$25,737
baseline
▲ 0.50% · 4.625%
HK$27,303
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,474/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$733/mo
Today · 4.125%
HK$28,398
baseline
▲ 0.50% · 4.625%
HK$29,895
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,796/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,081
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,892
−HK$825/mo
Today · 4.125%
HK$27,717
baseline
▲ 0.50% · 4.625%
HK$29,403
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,434/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,015
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$790/mo
Today · 4.125%
HK$30,583
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,166/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,944
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,813
−HK$883/mo
Today · 4.125%
HK$29,696
baseline
▲ 0.50% · 4.625%
HK$31,503
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,392/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,088
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$846/mo
Today · 4.125%
HK$32,767
baseline
▲ 0.50% · 4.625%
HK$34,494
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,534/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,734
−HK$942/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,604
+HK$1,928/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,160
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$903/mo
Today · 4.125%
HK$34,952
baseline
▲ 0.50% · 4.625%
HK$36,794
+HK$1,842/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,904/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$1,001/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$2,048/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,233
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$959/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,094
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,533
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,576
−HK$1,060/mo
Today · 4.125%
HK$35,636
baseline
▲ 0.50% · 4.625%
HK$37,804
+HK$2,168/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,272/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,305
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,306
−HK$1,015/mo
Today · 4.125%
HK$39,321
baseline
▲ 0.50% · 4.625%
HK$41,393
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,642/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,097 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).