▼ 0.50% · 3.625%
HK$2,734
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,820
−HK$86/mo
Today · 4.125%
HK$2,906
baseline
▲ 0.50% · 4.625%
HK$3,083
+HK$177/mo
Deposit HK$600K · loan HK$600K · min. income ≈ HK$5,812/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,042
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,124
−HK$82/mo
Today · 4.125%
HK$3,206
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$169/mo
Deposit HK$600K · loan HK$600K · min. income ≈ HK$6,412/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,008
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,101
−HK$96/mo
Today · 4.125%
HK$3,197
baseline
▲ 0.50% · 4.625%
HK$3,391
+HK$194/mo
Deposit HK$540K · loan HK$660K · min. income ≈ HK$6,394/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,436
−HK$91/mo
Today · 4.125%
HK$3,527
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$186/mo
Deposit HK$540K · loan HK$660K · min. income ≈ HK$7,054/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,281
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,383
−HK$104/mo
Today · 4.125%
HK$3,487
baseline
▲ 0.50% · 4.625%
HK$3,699
+HK$212/mo
Deposit HK$480K · loan HK$720K · min. income ≈ HK$6,974/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,650
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$100/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,051
+HK$203/mo
Deposit HK$480K · loan HK$720K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,555
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,665
−HK$113/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$230/mo
Deposit HK$420K · loan HK$779K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$107/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$220/mo
Deposit HK$420K · loan HK$779K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$121/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$248/mo
Deposit HK$360K · loan HK$839K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$116/mo
Today · 4.125%
HK$4,489
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$237/mo
Deposit HK$360K · loan HK$839K · min. income ≈ HK$8,978/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$130/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$265/mo
Deposit HK$300K · loan HK$899K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$125/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$253/mo
Deposit HK$300K · loan HK$899K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$139/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$282/mo
Deposit HK$240K · loan HK$959K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$132/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$271/mo
Deposit HK$240K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$147/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$301/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$141/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$287/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$156/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$318/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$149/mo
Today · 4.125%
HK$5,772
baseline
▲ 0.50% · 4.625%
HK$6,076
+HK$304/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,544/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).