▼ 0.50% · 3.625%
HK$2,758
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,844
−HK$87/mo
Today · 4.125%
HK$2,931
baseline
▲ 0.50% · 4.625%
HK$3,110
+HK$179/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$5,862/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,069
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,151
−HK$84/mo
Today · 4.125%
HK$3,235
baseline
▲ 0.50% · 4.625%
HK$3,405
+HK$170/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$6,470/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,034
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$96/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$196/mo
Deposit HK$544K · loan HK$665K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$92/mo
Today · 4.125%
HK$3,558
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$188/mo
Deposit HK$544K · loan HK$665K · min. income ≈ HK$7,116/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,310
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,413
−HK$105/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$214/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,683
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,781
−HK$100/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$205/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$113/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$232/mo
Deposit HK$423K · loan HK$786K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$109/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$222/mo
Deposit HK$423K · loan HK$786K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$122/mo
Today · 4.125%
HK$4,104
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$250/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$8,208/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$117/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,767
+HK$239/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$131/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$268/mo
Deposit HK$302K · loan HK$907K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$125/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$256/mo
Deposit HK$302K · loan HK$907K · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$139/mo
Today · 4.125%
HK$4,690
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$286/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$9,380/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$133/mo
Today · 4.125%
HK$5,175
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$273/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$10,350/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$148/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$304/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$142/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$290/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$321/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).