▼ 0.50% · 3.625%
HK$2,847
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,935
−HK$90/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,209
+HK$184/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,252
−HK$86/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,514
+HK$176/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$99/mo
Today · 4.125%
HK$3,328
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$202/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$6,656/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$95/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$193/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,416
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,522
−HK$108/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,851
+HK$221/mo
Deposit HK$499K · loan HK$749K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$104/mo
Today · 4.125%
HK$4,006
baseline
▲ 0.50% · 4.625%
HK$4,217
+HK$211/mo
Deposit HK$499K · loan HK$749K · min. income ≈ HK$8,012/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,701
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$117/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$239/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$113/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$228/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$126/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$258/mo
Deposit HK$375K · loan HK$874K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$120/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,920
+HK$247/mo
Deposit HK$375K · loan HK$874K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$135/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$276/mo
Deposit HK$312K · loan HK$936K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$129/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$264/mo
Deposit HK$312K · loan HK$936K · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$295/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$138/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$281/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$147/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$161/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,777
+HK$332/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,701
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$156/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,325
+HK$316/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).