▼ 0.50% · 3.625%
HK$2,815
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,903
−HK$89/mo
Today · 4.125%
HK$2,992
baseline
▲ 0.50% · 4.625%
HK$3,174
+HK$182/mo
Deposit HK$617K · loan HK$617K · min. income ≈ HK$5,984/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,132
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$85/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$174/mo
Deposit HK$617K · loan HK$617K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,097
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,193
−HK$98/mo
Today · 4.125%
HK$3,291
baseline
▲ 0.50% · 4.625%
HK$3,491
+HK$200/mo
Deposit HK$556K · loan HK$679K · min. income ≈ HK$6,582/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,445
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$93/mo
Today · 4.125%
HK$3,631
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$192/mo
Deposit HK$556K · loan HK$679K · min. income ≈ HK$7,262/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,484
−HK$106/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$219/mo
Deposit HK$494K · loan HK$741K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,759
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$103/mo
Today · 4.125%
HK$3,962
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$208/mo
Deposit HK$494K · loan HK$741K · min. income ≈ HK$7,924/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,660
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,774
−HK$116/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,126
+HK$236/mo
Deposit HK$432K · loan HK$803K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$111/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$226/mo
Deposit HK$432K · loan HK$803K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$125/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$255/mo
Deposit HK$370K · loan HK$864K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,503
−HK$119/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$243/mo
Deposit HK$370K · loan HK$864K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$134/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$273/mo
Deposit HK$309K · loan HK$926K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$309K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$142/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$291/mo
Deposit HK$247K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$136/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$279/mo
Deposit HK$247K · loan HK$988K · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$151/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,396
+HK$310/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$145/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$296/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,225
−HK$160/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$328/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,789
−HK$153/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,256
+HK$314/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).