▼ 0.50% · 3.625%
HK$2,796
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,883
−HK$88/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$181/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,110
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,194
−HK$84/mo
Today · 4.125%
HK$3,278
baseline
▲ 0.50% · 4.625%
HK$3,451
+HK$173/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$6,556/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$97/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,467
+HK$199/mo
Deposit HK$552K · loan HK$674K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$93/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$190/mo
Deposit HK$552K · loan HK$674K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,459
−HK$106/mo
Today · 4.125%
HK$3,565
baseline
▲ 0.50% · 4.625%
HK$3,782
+HK$217/mo
Deposit HK$490K · loan HK$736K · min. income ≈ HK$7,130/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$102/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$207/mo
Deposit HK$490K · loan HK$736K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,634
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$115/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,097
+HK$235/mo
Deposit HK$429K · loan HK$797K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$110/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$224/mo
Deposit HK$429K · loan HK$797K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,036
−HK$123/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$254/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$119/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$241/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,194
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$133/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$271/mo
Deposit HK$307K · loan HK$920K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$127/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$260/mo
Deposit HK$307K · loan HK$920K · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,473
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$142/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$289/mo
Deposit HK$245K · loan HK$981K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$135/mo
Today · 4.125%
HK$5,245
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$277/mo
Deposit HK$245K · loan HK$981K · min. income ≈ HK$10,490/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$150/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$144/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$325/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$153/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).