▼ 0.50% · 3.625%
HK$2,765
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$87/mo
Today · 4.125%
HK$2,938
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$179/mo
Deposit HK$606K · loan HK$606K · min. income ≈ HK$5,876/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$84/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$171/mo
Deposit HK$606K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,041
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$96/mo
Today · 4.125%
HK$3,232
baseline
▲ 0.50% · 4.625%
HK$3,428
+HK$196/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$6,464/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,383
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$92/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$188/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$104/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$215/mo
Deposit HK$485K · loan HK$727K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$100/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$205/mo
Deposit HK$485K · loan HK$727K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$113/mo
Today · 4.125%
HK$3,819
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$233/mo
Deposit HK$424K · loan HK$788K · min. income ≈ HK$7,638/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$109/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$222/mo
Deposit HK$424K · loan HK$788K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,991
−HK$122/mo
Today · 4.125%
HK$4,113
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$250/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$8,226/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,306
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$117/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,778
+HK$240/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$131/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$268/mo
Deposit HK$303K · loan HK$909K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$125/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$257/mo
Deposit HK$303K · loan HK$909K · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$140/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$286/mo
Deposit HK$242K · loan HK$970K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$134/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$273/mo
Deposit HK$242K · loan HK$970K · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,846
−HK$148/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,228
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$142/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$290/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$157/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$151/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).