▼ 0.50% · 3.625%
HK$2,940
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$93/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$190/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$89/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$182/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,234
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,335
−HK$102/mo
Today · 4.125%
HK$3,437
baseline
▲ 0.50% · 4.625%
HK$3,646
+HK$209/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$6,874/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$98/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$199/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$112/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,978
+HK$228/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$106/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$218/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$121/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$247/mo
Deposit HK$451K · loan HK$838K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,366
−HK$116/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$236/mo
Deposit HK$451K · loan HK$838K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$131/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$266/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$125/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$254/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$139/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$285/mo
Deposit HK$322K · loan HK$967K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$134/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$272/mo
Deposit HK$322K · loan HK$967K · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$148/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$305/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$142/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$158/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$323/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,561
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$151/mo
Today · 4.125%
HK$5,861
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$309/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$11,722/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$167/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,967
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$160/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,533
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).