▼ 0.50% · 3.625%
HK$2,871
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,961
−HK$90/mo
Today · 4.125%
HK$3,051
baseline
▲ 0.50% · 4.625%
HK$3,237
+HK$186/mo
Deposit HK$630K · loan HK$630K · min. income ≈ HK$6,102/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,194
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,280
−HK$87/mo
Today · 4.125%
HK$3,367
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$177/mo
Deposit HK$630K · loan HK$630K · min. income ≈ HK$6,734/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$100/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$204/mo
Deposit HK$567K · loan HK$693K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$96/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$195/mo
Deposit HK$567K · loan HK$693K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,446
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,553
−HK$109/mo
Today · 4.125%
HK$3,662
baseline
▲ 0.50% · 4.625%
HK$3,885
+HK$223/mo
Deposit HK$504K · loan HK$756K · min. income ≈ HK$7,324/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,936
−HK$104/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,253
+HK$213/mo
Deposit HK$504K · loan HK$756K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$118/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$241/mo
Deposit HK$441K · loan HK$819K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$113/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$231/mo
Deposit HK$441K · loan HK$819K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$127/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,532
+HK$260/mo
Deposit HK$378K · loan HK$881K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$122/mo
Today · 4.125%
HK$4,714
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$248/mo
Deposit HK$378K · loan HK$881K · min. income ≈ HK$9,428/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$279/mo
Deposit HK$315K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$131/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$266/mo
Deposit HK$315K · loan HK$944K · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$145/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,179
+HK$297/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$139/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$284/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$155/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$315/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$148/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$164/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$334/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$157/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$319/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).