▼ 0.50% · 3.625%
HK$2,792
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,879
−HK$88/mo
Today · 4.125%
HK$2,967
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$180/mo
Deposit HK$612K · loan HK$612K · min. income ≈ HK$5,934/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$85/mo
Today · 4.125%
HK$3,274
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$172/mo
Deposit HK$612K · loan HK$612K · min. income ≈ HK$6,548/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,071
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$98/mo
Today · 4.125%
HK$3,264
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$198/mo
Deposit HK$551K · loan HK$673K · min. income ≈ HK$6,528/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,416
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$93/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$190/mo
Deposit HK$551K · loan HK$673K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,350
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$106/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$217/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,727
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$101/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$207/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$115/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,092
+HK$235/mo
Deposit HK$429K · loan HK$796K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,038
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$110/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,480
+HK$224/mo
Deposit HK$429K · loan HK$796K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,909
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$124/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$252/mo
Deposit HK$367K · loan HK$857K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$118/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,825
+HK$242/mo
Deposit HK$367K · loan HK$857K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$132/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$271/mo
Deposit HK$306K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$126/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$259/mo
Deposit HK$306K · loan HK$918K · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$141/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$289/mo
Deposit HK$245K · loan HK$979K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$135/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$276/mo
Deposit HK$245K · loan HK$979K · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,746
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,894
−HK$150/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,280
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$143/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,859
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$158/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$153/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).