▼ 0.50% · 3.625%
HK$2,772
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$88/mo
Today · 4.125%
HK$2,946
baseline
▲ 0.50% · 4.625%
HK$3,125
+HK$179/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$5,892/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,084
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$84/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,422
+HK$172/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,049
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,144
−HK$96/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$197/mo
Deposit HK$547K · loan HK$669K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$92/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,764
+HK$189/mo
Deposit HK$547K · loan HK$669K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$105/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$215/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$100/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$206/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$114/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,062
+HK$233/mo
Deposit HK$425K · loan HK$790K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$109/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$223/mo
Deposit HK$425K · loan HK$790K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$365K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$117/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$365K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,287
−HK$131/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$269/mo
Deposit HK$304K · loan HK$912K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$126/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$257/mo
Deposit HK$304K · loan HK$912K · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$140/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$287/mo
Deposit HK$243K · loan HK$972K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$134/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$274/mo
Deposit HK$243K · loan HK$972K · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$149/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$142/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$292/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$158/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$323/mo
Deposit HK$122K · loan HK$1.09M · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$309/mo
Deposit HK$122K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).