▼ 0.50% · 3.625%
HK$2,767
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,853
−HK$87/mo
Today · 4.125%
HK$2,940
baseline
▲ 0.50% · 4.625%
HK$3,119
+HK$179/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$5,880/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$83/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,415
+HK$171/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,138
−HK$96/mo
Today · 4.125%
HK$3,234
baseline
▲ 0.50% · 4.625%
HK$3,431
+HK$197/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$6,468/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$92/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$188/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$104/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$215/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$100/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$206/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$114/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$232/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$109/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$222/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,874
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$123/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$250/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$117/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$240/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$132/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$268/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$126/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$256/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$140/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$286/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$134/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$274/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$149/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$143/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$290/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$158/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$151/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).