▼ 0.50% · 3.625%
HK$2,936
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$93/mo
Today · 4.125%
HK$3,120
baseline
▲ 0.50% · 4.625%
HK$3,310
+HK$190/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,240/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,354
−HK$89/mo
Today · 4.125%
HK$3,443
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$181/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,886/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,230
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,330
−HK$102/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,641
+HK$209/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,593
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,689
−HK$98/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$3,987
+HK$200/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$111/mo
Today · 4.125%
HK$3,744
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$228/mo
Deposit HK$515K · loan HK$773K · min. income ≈ HK$7,488/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$106/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$218/mo
Deposit HK$515K · loan HK$773K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,936
−HK$120/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$247/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,360
−HK$116/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,712
+HK$236/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$266/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$124/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$254/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$139/mo
Today · 4.125%
HK$4,680
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$285/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$9,360/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$133/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$272/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$148/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$304/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$143/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$290/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$157/mo
Today · 4.125%
HK$5,304
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$323/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,608/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$151/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$167/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$160/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).