▼ 0.50% · 3.625%
HK$20,433
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,069
−HK$645/mo
Today · 4.125%
HK$21,714
baseline
▲ 0.50% · 4.625%
HK$23,036
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,428/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,732
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,341
−HK$619/mo
Today · 4.125%
HK$23,960
baseline
▲ 0.50% · 4.625%
HK$25,223
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,920/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,476
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,176
−HK$710/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,339
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,005
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,675
−HK$681/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,745
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$775/mo
Today · 4.125%
HK$26,057
baseline
▲ 0.50% · 4.625%
HK$27,643
+HK$1,586/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$52,114/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,278
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,010
−HK$742/mo
Today · 4.125%
HK$28,752
baseline
▲ 0.50% · 4.625%
HK$30,267
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$57,504/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,563
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,389
−HK$840/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,946
+HK$1,717/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,551
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$804/mo
Today · 4.125%
HK$31,148
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,296/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,606
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,496
−HK$904/mo
Today · 4.125%
HK$30,400
baseline
▲ 0.50% · 4.625%
HK$32,250
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,800/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,824
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,678
−HK$866/mo
Today · 4.125%
HK$33,544
baseline
▲ 0.50% · 4.625%
HK$35,312
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,088/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,650
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$969/mo
Today · 4.125%
HK$32,572
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,982/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,144/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$928/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$37,834
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,693
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,710
−HK$1,033/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,371
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,346
−HK$990/mo
Today · 4.125%
HK$38,336
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,672/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,736
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,817
−HK$1,098/mo
Today · 4.125%
HK$36,915
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$2,246/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,830/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,644
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,680
−HK$1,052/mo
Today · 4.125%
HK$40,732
baseline
▲ 0.50% · 4.625%
HK$42,879
+HK$2,147/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,464/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,780
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,924
−HK$1,162/mo
Today · 4.125%
HK$39,086
baseline
▲ 0.50% · 4.625%
HK$41,464
+HK$2,378/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,172/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,917
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,014
−HK$1,114/mo
Today · 4.125%
HK$43,128
baseline
▲ 0.50% · 4.625%
HK$45,401
+HK$2,273/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,256/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).