▼ 0.50% · 3.625%
HK$21,531
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,201
−HK$680/mo
Today · 4.125%
HK$22,881
baseline
▲ 0.50% · 4.625%
HK$24,273
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,762/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,953
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,595
−HK$652/mo
Today · 4.125%
HK$25,247
baseline
▲ 0.50% · 4.625%
HK$26,578
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,494/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,684
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$748/mo
Today · 4.125%
HK$25,169
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,338/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,348
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,055
−HK$717/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,837
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,641
−HK$816/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,744
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,514
−HK$783/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,596/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,990
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,861
−HK$884/mo
Today · 4.125%
HK$29,745
baseline
▲ 0.50% · 4.625%
HK$31,555
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,490/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,139
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,974
−HK$847/mo
Today · 4.125%
HK$32,821
baseline
▲ 0.50% · 4.625%
HK$34,551
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,642/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,081
−HK$953/mo
Today · 4.125%
HK$32,034
baseline
▲ 0.50% · 4.625%
HK$33,983
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,068/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,534
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,434
−HK$912/mo
Today · 4.125%
HK$35,346
baseline
▲ 0.50% · 4.625%
HK$37,209
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,692/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,296
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,301
−HK$1,021/mo
Today · 4.125%
HK$34,322
baseline
▲ 0.50% · 4.625%
HK$36,410
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,644/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,929
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,893
−HK$978/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$39,867
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,450
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,521
−HK$1,089/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,325
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,353
−HK$1,042/mo
Today · 4.125%
HK$40,395
baseline
▲ 0.50% · 4.625%
HK$42,525
+HK$2,130/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,790/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,603
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,741
−HK$1,157/mo
Today · 4.125%
HK$38,898
baseline
▲ 0.50% · 4.625%
HK$41,265
+HK$2,367/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,796/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,720
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,812
−HK$1,108/mo
Today · 4.125%
HK$42,920
baseline
▲ 0.50% · 4.625%
HK$45,182
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,840/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,961
−HK$1,225/mo
Today · 4.125%
HK$41,186
baseline
▲ 0.50% · 4.625%
HK$43,692
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,372/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,115
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,272
−HK$1,173/mo
Today · 4.125%
HK$45,445
baseline
▲ 0.50% · 4.625%
HK$47,840
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,890/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).