▼ 0.50% · 3.625%
HK$20,470
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,106
−HK$647/mo
Today · 4.125%
HK$21,753
baseline
▲ 0.50% · 4.625%
HK$23,077
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,506/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,772
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,383
−HK$620/mo
Today · 4.125%
HK$24,003
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,006/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,517
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,217
−HK$712/mo
Today · 4.125%
HK$23,929
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,858/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$682/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$27,795
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,564
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$776/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$743/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,611
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,438
−HK$841/mo
Today · 4.125%
HK$28,279
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,558/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$805/mo
Today · 4.125%
HK$31,203
baseline
▲ 0.50% · 4.625%
HK$32,848
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,406/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,658
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,549
−HK$906/mo
Today · 4.125%
HK$30,455
baseline
▲ 0.50% · 4.625%
HK$32,308
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,910/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,881
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,736
−HK$868/mo
Today · 4.125%
HK$33,604
baseline
▲ 0.50% · 4.625%
HK$35,375
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,208/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,705
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,660
−HK$970/mo
Today · 4.125%
HK$32,630
baseline
▲ 0.50% · 4.625%
HK$34,615
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,260/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,158
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,075
−HK$929/mo
Today · 4.125%
HK$36,004
baseline
▲ 0.50% · 4.625%
HK$37,902
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,008/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,751
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,770
−HK$1,035/mo
Today · 4.125%
HK$34,805
baseline
▲ 0.50% · 4.625%
HK$36,923
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,610/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,436
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,413
−HK$991/mo
Today · 4.125%
HK$38,404
baseline
▲ 0.50% · 4.625%
HK$40,429
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,808/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,798
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,881
−HK$1,100/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$39,231
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,713
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,053/mo
Today · 4.125%
HK$40,804
baseline
▲ 0.50% · 4.625%
HK$42,955
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,608/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,992
−HK$1,164/mo
Today · 4.125%
HK$39,156
baseline
▲ 0.50% · 4.625%
HK$41,539
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,312/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,990
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,090
−HK$1,115/mo
Today · 4.125%
HK$43,205
baseline
▲ 0.50% · 4.625%
HK$45,482
+HK$2,277/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,410/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).