▼ 0.50% · 3.625%
HK$15,743
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,233
−HK$497/mo
Today · 4.125%
HK$16,730
baseline
▲ 0.50% · 4.625%
HK$17,748
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,460/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,514
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,984
−HK$476/mo
Today · 4.125%
HK$18,460
baseline
▲ 0.50% · 4.625%
HK$19,433
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,920/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,318
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,856
−HK$547/mo
Today · 4.125%
HK$18,403
baseline
▲ 0.50% · 4.625%
HK$19,523
+HK$1,120/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,806/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,266
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,782
−HK$524/mo
Today · 4.125%
HK$20,306
baseline
▲ 0.50% · 4.625%
HK$21,377
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,612/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,892
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,479
−HK$598/mo
Today · 4.125%
HK$20,077
baseline
▲ 0.50% · 4.625%
HK$21,298
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,154/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,017
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,581
−HK$571/mo
Today · 4.125%
HK$22,152
baseline
▲ 0.50% · 4.625%
HK$23,320
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,304/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,466
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,103
−HK$647/mo
Today · 4.125%
HK$21,750
baseline
▲ 0.50% · 4.625%
HK$23,073
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,500/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,768
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,379
−HK$619/mo
Today · 4.125%
HK$23,998
baseline
▲ 0.50% · 4.625%
HK$25,263
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,996/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,040
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,726
−HK$697/mo
Today · 4.125%
HK$23,423
baseline
▲ 0.50% · 4.625%
HK$24,848
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,846/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$668/mo
Today · 4.125%
HK$25,845
baseline
▲ 0.50% · 4.625%
HK$27,207
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,690/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,615
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,349
−HK$747/mo
Today · 4.125%
HK$25,096
baseline
▲ 0.50% · 4.625%
HK$26,623
+HK$1,527/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,192/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,271
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,976
−HK$715/mo
Today · 4.125%
HK$27,691
baseline
▲ 0.50% · 4.625%
HK$29,150
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,382/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,189
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,973
−HK$796/mo
Today · 4.125%
HK$26,769
baseline
▲ 0.50% · 4.625%
HK$28,397
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,538/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,023
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$763/mo
Today · 4.125%
HK$29,537
baseline
▲ 0.50% · 4.625%
HK$31,094
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,074/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,763
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$846/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$30,172
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,573
−HK$810/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,219
−HK$896/mo
Today · 4.125%
HK$30,115
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,230/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,525
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,371
−HK$858/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$1,751/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).