▼ 0.50% · 3.625%
HK$17,190
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,725
−HK$543/mo
Today · 4.125%
HK$18,268
baseline
▲ 0.50% · 4.625%
HK$19,379
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,536/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,124
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,637
−HK$520/mo
Today · 4.125%
HK$20,157
baseline
▲ 0.50% · 4.625%
HK$21,219
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,314/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,909
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,497
−HK$598/mo
Today · 4.125%
HK$20,095
baseline
▲ 0.50% · 4.625%
HK$21,317
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.15M · min. income ≈ HK$40,190/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,036
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,600
−HK$573/mo
Today · 4.125%
HK$22,173
baseline
▲ 0.50% · 4.625%
HK$23,341
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.15M · min. income ≈ HK$44,346/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,628
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,270
−HK$651/mo
Today · 4.125%
HK$21,921
baseline
▲ 0.50% · 4.625%
HK$23,255
+HK$1,334/mo
Deposit HK$3.02M · loan HK$4.52M · min. income ≈ HK$43,842/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,948
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,564
−HK$624/mo
Today · 4.125%
HK$24,188
baseline
▲ 0.50% · 4.625%
HK$25,463
+HK$1,275/mo
Deposit HK$3.02M · loan HK$4.52M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,347
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,042
−HK$706/mo
Today · 4.125%
HK$23,748
baseline
▲ 0.50% · 4.625%
HK$25,193
+HK$1,445/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,496/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,861
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$677/mo
Today · 4.125%
HK$26,204
baseline
▲ 0.50% · 4.625%
HK$27,585
+HK$1,381/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,408/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$761/mo
Today · 4.125%
HK$25,575
baseline
▲ 0.50% · 4.625%
HK$27,131
+HK$1,556/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,150/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,773
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,491
−HK$729/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,707
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,785
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,587
−HK$815/mo
Today · 4.125%
HK$27,402
baseline
▲ 0.50% · 4.625%
HK$29,069
+HK$1,667/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,804/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,685
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,455
−HK$780/mo
Today · 4.125%
HK$30,235
baseline
▲ 0.50% · 4.625%
HK$31,829
+HK$1,594/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,470/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,504
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$870/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$31,007
+HK$1,778/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,598
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$833/mo
Today · 4.125%
HK$32,251
baseline
▲ 0.50% · 4.625%
HK$33,951
+HK$1,700/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,502/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,223
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$923/mo
Today · 4.125%
HK$31,055
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,890/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$62,110/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,510
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$885/mo
Today · 4.125%
HK$34,267
baseline
▲ 0.50% · 4.625%
HK$36,073
+HK$1,806/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$68,534/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,942
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$978/mo
Today · 4.125%
HK$32,882
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$2,001/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$65,764/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,423
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$936/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,195
+HK$1,913/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).