▼ 0.50% · 3.625%
HK$21,128
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,785
−HK$668/mo
Today · 4.125%
HK$22,453
baseline
▲ 0.50% · 4.625%
HK$23,819
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,906/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,505
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,135
−HK$640/mo
Today · 4.125%
HK$24,775
baseline
▲ 0.50% · 4.625%
HK$26,080
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,550/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,241
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,964
−HK$734/mo
Today · 4.125%
HK$24,698
baseline
▲ 0.50% · 4.625%
HK$26,201
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,396/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,855
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,549
−HK$703/mo
Today · 4.125%
HK$27,252
baseline
▲ 0.50% · 4.625%
HK$28,688
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,504/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,354
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,142
−HK$801/mo
Today · 4.125%
HK$26,943
baseline
▲ 0.50% · 4.625%
HK$28,583
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,886/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,206
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,962
−HK$767/mo
Today · 4.125%
HK$29,729
baseline
▲ 0.50% · 4.625%
HK$31,297
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,458/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,466
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,321
−HK$868/mo
Today · 4.125%
HK$29,189
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,378/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,556
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,376
−HK$831/mo
Today · 4.125%
HK$32,207
baseline
▲ 0.50% · 4.625%
HK$33,905
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,414/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,579
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$935/mo
Today · 4.125%
HK$31,434
baseline
▲ 0.50% · 4.625%
HK$33,347
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,868/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,906
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,789
−HK$895/mo
Today · 4.125%
HK$34,684
baseline
▲ 0.50% · 4.625%
HK$36,513
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,368/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,692
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,678
−HK$1,001/mo
Today · 4.125%
HK$33,679
baseline
▲ 0.50% · 4.625%
HK$35,729
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,358/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,257
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,203
−HK$959/mo
Today · 4.125%
HK$37,162
baseline
▲ 0.50% · 4.625%
HK$39,121
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,324/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,805
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,856
−HK$1,069/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,607
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,616
−HK$1,023/mo
Today · 4.125%
HK$39,639
baseline
▲ 0.50% · 4.625%
HK$41,729
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,278/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,918
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,035
−HK$1,135/mo
Today · 4.125%
HK$38,170
baseline
▲ 0.50% · 4.625%
HK$40,492
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,340/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,958
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,030
−HK$1,087/mo
Today · 4.125%
HK$42,117
baseline
▲ 0.50% · 4.625%
HK$44,337
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,234/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,030
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,213
−HK$1,202/mo
Today · 4.125%
HK$40,415
baseline
▲ 0.50% · 4.625%
HK$42,874
+HK$2,459/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,830/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,308
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,443
−HK$1,151/mo
Today · 4.125%
HK$44,594
baseline
▲ 0.50% · 4.625%
HK$46,945
+HK$2,351/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,188/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,561 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).