▼ 0.50% · 3.625%
HK$19,344
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,946
−HK$612/mo
Today · 4.125%
HK$20,558
baseline
▲ 0.50% · 4.625%
HK$21,808
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,116/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,521
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,098
−HK$585/mo
Today · 4.125%
HK$22,683
baseline
▲ 0.50% · 4.625%
HK$23,879
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,366/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,279
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,941
−HK$672/mo
Today · 4.125%
HK$22,613
baseline
▲ 0.50% · 4.625%
HK$23,989
+HK$1,376/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,226/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,673
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,307
−HK$645/mo
Today · 4.125%
HK$24,952
baseline
▲ 0.50% · 4.625%
HK$26,267
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,904/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,213
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$734/mo
Today · 4.125%
HK$24,669
baseline
▲ 0.50% · 4.625%
HK$26,170
+HK$1,501/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,338/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,825
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,517
−HK$703/mo
Today · 4.125%
HK$27,220
baseline
▲ 0.50% · 4.625%
HK$28,655
+HK$1,435/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,148
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,930
−HK$795/mo
Today · 4.125%
HK$26,725
baseline
▲ 0.50% · 4.625%
HK$28,351
+HK$1,626/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,450/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,977
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,727
−HK$761/mo
Today · 4.125%
HK$29,488
baseline
▲ 0.50% · 4.625%
HK$31,043
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,976/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,082
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$856/mo
Today · 4.125%
HK$28,781
baseline
▲ 0.50% · 4.625%
HK$30,532
+HK$1,751/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,562/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,129
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$819/mo
Today · 4.125%
HK$31,756
baseline
▲ 0.50% · 4.625%
HK$33,430
+HK$1,674/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,512/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,017
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,919
−HK$917/mo
Today · 4.125%
HK$30,836
baseline
▲ 0.50% · 4.625%
HK$32,713
+HK$1,877/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,672/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,281
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,147
−HK$878/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$35,818
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,951
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,914
−HK$978/mo
Today · 4.125%
HK$32,892
baseline
▲ 0.50% · 4.625%
HK$34,893
+HK$2,001/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,784/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,433
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$937/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,206
+HK$1,913/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,886
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,909
−HK$1,039/mo
Today · 4.125%
HK$34,948
baseline
▲ 0.50% · 4.625%
HK$37,074
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,896/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,585
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,566
−HK$995/mo
Today · 4.125%
HK$38,561
baseline
▲ 0.50% · 4.625%
HK$40,594
+HK$2,033/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,122/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,820
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,903
−HK$1,101/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$39,255
+HK$2,251/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,737
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,776
−HK$1,054/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$42,982
+HK$2,152/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,504 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).