▼ 0.50% · 3.625%
HK$17,423
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,965
−HK$550/mo
Today · 4.125%
HK$18,515
baseline
▲ 0.50% · 4.625%
HK$19,642
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,030/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,383
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,902
−HK$528/mo
Today · 4.125%
HK$20,430
baseline
▲ 0.50% · 4.625%
HK$21,507
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,860/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,165
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,761
−HK$606/mo
Today · 4.125%
HK$20,367
baseline
▲ 0.50% · 4.625%
HK$21,606
+HK$1,239/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,734/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,321
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$580/mo
Today · 4.125%
HK$22,473
baseline
▲ 0.50% · 4.625%
HK$23,657
+HK$1,184/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,946/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,907
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,558
−HK$660/mo
Today · 4.125%
HK$22,218
baseline
▲ 0.50% · 4.625%
HK$23,570
+HK$1,352/mo
Deposit HK$3.06M · loan HK$4.58M · min. income ≈ HK$44,436/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,259
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$633/mo
Today · 4.125%
HK$24,516
baseline
▲ 0.50% · 4.625%
HK$25,808
+HK$1,292/mo
Deposit HK$3.06M · loan HK$4.58M · min. income ≈ HK$49,032/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,650
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,354
−HK$716/mo
Today · 4.125%
HK$24,070
baseline
▲ 0.50% · 4.625%
HK$25,535
+HK$1,465/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$48,140/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,197
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,873
−HK$686/mo
Today · 4.125%
HK$26,559
baseline
▲ 0.50% · 4.625%
HK$27,959
+HK$1,400/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,392
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$770/mo
Today · 4.125%
HK$25,921
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,842/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,136
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$739/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,109
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,134
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,947
−HK$826/mo
Today · 4.125%
HK$27,773
baseline
▲ 0.50% · 4.625%
HK$29,463
+HK$1,690/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,546/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,074
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,854
−HK$791/mo
Today · 4.125%
HK$30,645
baseline
▲ 0.50% · 4.625%
HK$32,260
+HK$1,615/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,290/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,876
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,744
−HK$881/mo
Today · 4.125%
HK$29,625
baseline
▲ 0.50% · 4.625%
HK$31,427
+HK$1,802/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,250/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,012
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,844
−HK$844/mo
Today · 4.125%
HK$32,688
baseline
▲ 0.50% · 4.625%
HK$34,411
+HK$1,723/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,376/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$936/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,391
+HK$1,915/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,834
−HK$897/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,561
+HK$1,830/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,361
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,336
−HK$992/mo
Today · 4.125%
HK$33,328
baseline
▲ 0.50% · 4.625%
HK$35,355
+HK$2,027/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,656/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,889
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,824
−HK$950/mo
Today · 4.125%
HK$36,774
baseline
▲ 0.50% · 4.625%
HK$38,712
+HK$1,938/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,548/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,222 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).