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Crescira AVM · estimated value Medium confidence
HK$7.41M
≈ HK$10,215 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$741K, with repayments around HK$32,303/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,397
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$961/mo
Today · 4.125%
HK$32,303
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,965/mo

Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$64,606/mo (50% DSR)

Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,173 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
15/F
Flat
D
Saleable Area
725 ft²
Gross Area
990 ft²
Efficiency
73%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2014-09-03 HK$6.50M +53.0%
4.5y
2010-03-11 HK$4.25M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
City One
≈ 7 min walk · 502 m
Education
42
schools within 1 km (10 within 500 m)
Daily convenience
40
within 1 km (12 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to City One Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com