▼ 0.50% · 3.625%
HK$21,256
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$672/mo
Today · 4.125%
HK$22,589
baseline
▲ 0.50% · 4.625%
HK$23,963
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,178/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,647
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,281
−HK$643/mo
Today · 4.125%
HK$24,924
baseline
▲ 0.50% · 4.625%
HK$26,238
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,381
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$739/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,512/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,709
−HK$708/mo
Today · 4.125%
HK$27,417
baseline
▲ 0.50% · 4.625%
HK$28,862
+HK$1,445/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$54,834/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,507
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,300
−HK$807/mo
Today · 4.125%
HK$27,107
baseline
▲ 0.50% · 4.625%
HK$28,756
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,214/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,137
−HK$772/mo
Today · 4.125%
HK$29,909
baseline
▲ 0.50% · 4.625%
HK$31,486
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,818/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,492
−HK$873/mo
Today · 4.125%
HK$29,365
baseline
▲ 0.50% · 4.625%
HK$31,152
+HK$1,787/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,730/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,741
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,565
−HK$837/mo
Today · 4.125%
HK$32,402
baseline
▲ 0.50% · 4.625%
HK$34,110
+HK$1,708/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,804/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,758
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,684
−HK$940/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,549
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,106
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,994
−HK$900/mo
Today · 4.125%
HK$34,894
baseline
▲ 0.50% · 4.625%
HK$36,734
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,788/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$1,007/mo
Today · 4.125%
HK$33,883
baseline
▲ 0.50% · 4.625%
HK$35,945
+HK$2,062/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,766/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$965/mo
Today · 4.125%
HK$37,387
baseline
▲ 0.50% · 4.625%
HK$39,357
+HK$1,970/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,774/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,009
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$1,075/mo
Today · 4.125%
HK$36,142
baseline
▲ 0.50% · 4.625%
HK$38,341
+HK$2,199/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,284/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,835
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,850
−HK$1,029/mo
Today · 4.125%
HK$39,879
baseline
▲ 0.50% · 4.625%
HK$41,981
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,758/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$1,142/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,337/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,200
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,278
−HK$1,094/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,605
+HK$2,233/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,261
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,451
−HK$1,209/mo
Today · 4.125%
HK$40,660
baseline
▲ 0.50% · 4.625%
HK$43,134
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,320/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,564
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,706
−HK$1,158/mo
Today · 4.125%
HK$44,864
baseline
▲ 0.50% · 4.625%
HK$47,229
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,728/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,169 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).