▼ 0.50% · 3.625%
HK$16,876
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,401
−HK$534/mo
Today · 4.125%
HK$17,935
baseline
▲ 0.50% · 4.625%
HK$19,026
+HK$1,091/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,870/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,775
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,278
−HK$511/mo
Today · 4.125%
HK$19,789
baseline
▲ 0.50% · 4.625%
HK$20,832
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,578/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,564
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,141
−HK$587/mo
Today · 4.125%
HK$19,728
baseline
▲ 0.50% · 4.625%
HK$20,929
+HK$1,201/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,456/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,652
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,206
−HK$562/mo
Today · 4.125%
HK$21,768
baseline
▲ 0.50% · 4.625%
HK$22,915
+HK$1,147/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,536/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,252
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$640/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,309/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,530
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,134
−HK$613/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$24,999
+HK$1,252/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,939
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,622
−HK$693/mo
Today · 4.125%
HK$23,315
baseline
▲ 0.50% · 4.625%
HK$24,734
+HK$1,419/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,630/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,407
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,062
−HK$664/mo
Today · 4.125%
HK$25,726
baseline
▲ 0.50% · 4.625%
HK$27,082
+HK$1,356/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,452/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,627
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$747/mo
Today · 4.125%
HK$25,109
baseline
▲ 0.50% · 4.625%
HK$26,636
+HK$1,527/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,218/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,990
−HK$715/mo
Today · 4.125%
HK$27,705
baseline
▲ 0.50% · 4.625%
HK$29,165
+HK$1,460/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,410/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,315
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,102
−HK$800/mo
Today · 4.125%
HK$26,902
baseline
▲ 0.50% · 4.625%
HK$28,539
+HK$1,637/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$53,804/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,162
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,917
−HK$767/mo
Today · 4.125%
HK$29,684
baseline
▲ 0.50% · 4.625%
HK$31,248
+HK$1,564/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$59,368/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,002
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,842
−HK$853/mo
Today · 4.125%
HK$28,695
baseline
▲ 0.50% · 4.625%
HK$30,442
+HK$1,747/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$57,390/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,040
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,845
−HK$818/mo
Today · 4.125%
HK$31,663
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,669/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$63,326/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,582
−HK$907/mo
Today · 4.125%
HK$30,489
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,855/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$60,978/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,773
−HK$869/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,415
+HK$1,773/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,322
−HK$960/mo
Today · 4.125%
HK$32,282
baseline
▲ 0.50% · 4.625%
HK$34,247
+HK$1,965/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,564/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,795
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,701
−HK$919/mo
Today · 4.125%
HK$35,620
baseline
▲ 0.50% · 4.625%
HK$37,498
+HK$1,878/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,240/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).