▼ 0.50% · 3.625%
HK$20,414
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$645/mo
Today · 4.125%
HK$21,694
baseline
▲ 0.50% · 4.625%
HK$23,014
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,388/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,710
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,320
−HK$617/mo
Today · 4.125%
HK$23,937
baseline
▲ 0.50% · 4.625%
HK$25,199
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,874/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,455
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,154
−HK$710/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,316
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$680/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,719
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,497
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,259
−HK$774/mo
Today · 4.125%
HK$26,033
baseline
▲ 0.50% · 4.625%
HK$27,617
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,066/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$742/mo
Today · 4.125%
HK$28,725
baseline
▲ 0.50% · 4.625%
HK$30,239
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,450/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,538
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,364
−HK$838/mo
Today · 4.125%
HK$28,202
baseline
▲ 0.50% · 4.625%
HK$29,919
+HK$1,717/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,404/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,315
−HK$804/mo
Today · 4.125%
HK$31,119
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,238/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$903/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,848/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,795
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,647
−HK$865/mo
Today · 4.125%
HK$33,512
baseline
▲ 0.50% · 4.625%
HK$35,279
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,024/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,621
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,574
−HK$967/mo
Today · 4.125%
HK$32,541
baseline
▲ 0.50% · 4.625%
HK$34,521
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,082/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,066
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,979
−HK$927/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$37,799
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,663
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$1,032/mo
Today · 4.125%
HK$34,711
baseline
▲ 0.50% · 4.625%
HK$36,823
+HK$2,112/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,422/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,337
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,311
−HK$989/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,319
+HK$2,019/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,704
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,783
−HK$1,097/mo
Today · 4.125%
HK$36,880
baseline
▲ 0.50% · 4.625%
HK$39,124
+HK$2,244/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,760/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,608
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,643
−HK$1,051/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$42,839
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,745
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,888
−HK$1,162/mo
Today · 4.125%
HK$39,050
baseline
▲ 0.50% · 4.625%
HK$41,426
+HK$2,376/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$78,100/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,879
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,975
−HK$1,112/mo
Today · 4.125%
HK$43,087
baseline
▲ 0.50% · 4.625%
HK$45,359
+HK$2,272/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$86,174/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,577 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).