▼ 0.50% · 3.625%
HK$4,298
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$136/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$278/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$130/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$266/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,728
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$150/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$305/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$143/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$292/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$163/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$334/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$156/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,367
+HK$319/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$176/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$361/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,216
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,383
−HK$169/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,898
+HK$346/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$190/mo
Today · 4.125%
HK$6,395
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$389/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,790/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,874
−HK$182/mo
Today · 4.125%
HK$7,056
baseline
▲ 0.50% · 4.625%
HK$7,428
+HK$372/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,112/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$204/mo
Today · 4.125%
HK$6,852
baseline
▲ 0.50% · 4.625%
HK$7,269
+HK$417/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,704/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,173
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,365
−HK$195/mo
Today · 4.125%
HK$7,560
baseline
▲ 0.50% · 4.625%
HK$7,959
+HK$399/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,120/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$218/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,753
+HK$444/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,856
−HK$208/mo
Today · 4.125%
HK$8,064
baseline
▲ 0.50% · 4.625%
HK$8,489
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,128/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,307
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,534
−HK$231/mo
Today · 4.125%
HK$7,765
baseline
▲ 0.50% · 4.625%
HK$8,238
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,530/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,129
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,347
−HK$221/mo
Today · 4.125%
HK$8,568
baseline
▲ 0.50% · 4.625%
HK$9,020
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,136/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,737
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,978
−HK$244/mo
Today · 4.125%
HK$8,222
baseline
▲ 0.50% · 4.625%
HK$8,722
+HK$500/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$16,444/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,607
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,838
−HK$234/mo
Today · 4.125%
HK$9,072
baseline
▲ 0.50% · 4.625%
HK$9,550
+HK$478/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$18,144/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).