▼ 0.50% · 3.625%
HK$3,883
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$123/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$251/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$118/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,793
+HK$240/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$135/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$276/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$129/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$264/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$147/mo
Today · 4.125%
HK$4,951
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$301/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$9,902/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$141/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$288/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$160/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$152/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$171/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$165/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$336/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$184/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$176/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$197/mo
Today · 4.125%
HK$6,602
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$401/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,204/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,911
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,096
−HK$188/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,668
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$208/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$199/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$408/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,989
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,206
−HK$221/mo
Today · 4.125%
HK$7,427
baseline
▲ 0.50% · 4.625%
HK$7,879
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,854/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,775
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,983
−HK$212/mo
Today · 4.125%
HK$8,195
baseline
▲ 0.50% · 4.625%
HK$8,627
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,390/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).