▼ 0.50% · 3.625%
HK$4,386
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$139/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$284/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$133/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,414
+HK$271/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$152/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$312/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,511
−HK$146/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$298/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$166/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$340/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$159/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$326/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$180/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$369/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,343
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,513
−HK$173/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,331
−HK$194/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,922
+HK$397/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,831
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$186/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,580
+HK$380/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,579
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,784
−HK$207/mo
Today · 4.125%
HK$6,991
baseline
▲ 0.50% · 4.625%
HK$7,417
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,982/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,319
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,515
−HK$199/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,121
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,017
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$222/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,911
+HK$453/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,807
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,016
−HK$213/mo
Today · 4.125%
HK$8,229
baseline
▲ 0.50% · 4.625%
HK$8,662
+HK$433/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,458/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,688
−HK$236/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$482/mo
Deposit HK$289K · loan HK$1.63M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,295
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,517
−HK$226/mo
Today · 4.125%
HK$8,743
baseline
▲ 0.50% · 4.625%
HK$9,204
+HK$461/mo
Deposit HK$289K · loan HK$1.63M · min. income ≈ HK$17,486/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,895
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,140
−HK$250/mo
Today · 4.125%
HK$8,390
baseline
▲ 0.50% · 4.625%
HK$8,900
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,780/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,783
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,018
−HK$239/mo
Today · 4.125%
HK$9,257
baseline
▲ 0.50% · 4.625%
HK$9,745
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,514/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).