▼ 0.50% · 3.625%
HK$3,889
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$123/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$252/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$118/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$240/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$136/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$276/mo
Deposit HK$768K · loan HK$938K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$130/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,281
+HK$264/mo
Deposit HK$768K · loan HK$938K · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$148/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$302/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$141/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,761
+HK$288/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$160/mo
Today · 4.125%
HK$5,373
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,746/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$153/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,241
+HK$312/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$352/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$165/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$337/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,834
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$184/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,490
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$177/mo
Today · 4.125%
HK$6,841
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$361/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,682/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$196/mo
Today · 4.125%
HK$6,613
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$403/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,226/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$188/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$385/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,612
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$209/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$427/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$200/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,162
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,001
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$221/mo
Today · 4.125%
HK$7,440
baseline
▲ 0.50% · 4.625%
HK$7,893
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,880/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,788
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,997
−HK$212/mo
Today · 4.125%
HK$8,209
baseline
▲ 0.50% · 4.625%
HK$8,642
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,418/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).