▼ 0.50% · 3.625%
HK$4,141
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$131/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$268/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$125/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$256/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$144/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$295/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$138/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$281/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$157/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$322/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$150/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,134
+HK$307/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$170/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$163/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,978
−HK$183/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,450
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,623
−HK$176/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,157
+HK$358/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$197/mo
Today · 4.125%
HK$6,602
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$401/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,204/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,911
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,096
−HK$188/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,668
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,626
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,832
−HK$210/mo
Today · 4.125%
HK$7,042
baseline
▲ 0.50% · 4.625%
HK$7,470
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,084/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,371
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,569
−HK$201/mo
Today · 4.125%
HK$7,770
baseline
▲ 0.50% · 4.625%
HK$8,179
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,540/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,259
−HK$223/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,832
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,042
−HK$213/mo
Today · 4.125%
HK$8,255
baseline
▲ 0.50% · 4.625%
HK$8,690
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,510/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,454
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,686
−HK$236/mo
Today · 4.125%
HK$7,922
baseline
▲ 0.50% · 4.625%
HK$8,404
+HK$482/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$15,844/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,293
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,515
−HK$226/mo
Today · 4.125%
HK$8,741
baseline
▲ 0.50% · 4.625%
HK$9,202
+HK$461/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$17,482/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).