▼ 0.50% · 3.625%
HK$3,959
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$125/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$256/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$120/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$245/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$138/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$281/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$132/mo
Today · 4.125%
HK$5,106
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$269/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$10,212/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$150/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$308/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$143/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$294/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,306
−HK$163/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$333/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$156/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$318/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,542
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$175/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,248
+HK$358/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,331
−HK$168/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$342/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$188/mo
Today · 4.125%
HK$6,311
baseline
▲ 0.50% · 4.625%
HK$6,694
+HK$383/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,622/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,606
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,783
−HK$180/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$200/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,141
+HK$410/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,047
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$191/mo
Today · 4.125%
HK$7,427
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$392/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,854/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,939
−HK$213/mo
Today · 4.125%
HK$7,152
baseline
▲ 0.50% · 4.625%
HK$7,587
+HK$435/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$14,304/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,688
−HK$203/mo
Today · 4.125%
HK$7,891
baseline
▲ 0.50% · 4.625%
HK$8,307
+HK$416/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$15,782/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,126
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$226/mo
Today · 4.125%
HK$7,573
baseline
▲ 0.50% · 4.625%
HK$8,033
+HK$460/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,146/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,927
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,140
−HK$216/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,796
+HK$440/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).