▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$143/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$295/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$137/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$282/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$158/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$323/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,716
−HK$152/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$309/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$172/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$165/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$338/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,914
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$187/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,579
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$179/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,300
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$201/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,180
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,085
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,275
−HK$193/mo
Today · 4.125%
HK$7,468
baseline
▲ 0.50% · 4.625%
HK$7,862
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,936/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,036
−HK$216/mo
Today · 4.125%
HK$7,252
baseline
▲ 0.50% · 4.625%
HK$7,693
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,504/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,591
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,795
−HK$207/mo
Today · 4.125%
HK$8,002
baseline
▲ 0.50% · 4.625%
HK$8,423
+HK$421/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,004/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,505
−HK$230/mo
Today · 4.125%
HK$7,735
baseline
▲ 0.50% · 4.625%
HK$8,206
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,470/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,097
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,315
−HK$220/mo
Today · 4.125%
HK$8,535
baseline
▲ 0.50% · 4.625%
HK$8,985
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,070/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,734
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,974
−HK$245/mo
Today · 4.125%
HK$8,219
baseline
▲ 0.50% · 4.625%
HK$8,719
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,438/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,604
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,834
−HK$234/mo
Today · 4.125%
HK$9,068
baseline
▲ 0.50% · 4.625%
HK$9,546
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,136/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,443
−HK$259/mo
Today · 4.125%
HK$8,702
baseline
▲ 0.50% · 4.625%
HK$9,232
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,404/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,110
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,354
−HK$248/mo
Today · 4.125%
HK$9,602
baseline
▲ 0.50% · 4.625%
HK$10,108
+HK$506/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,204/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).