▼ 0.50% · 3.625%
HK$4,285
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$136/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$129/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$265/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$149/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$305/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$143/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,818
+HK$291/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$162/mo
Today · 4.125%
HK$5,464
baseline
▲ 0.50% · 4.625%
HK$5,797
+HK$333/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,928/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$155/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,347
+HK$318/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$176/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,363
−HK$169/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,876
+HK$344/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$190/mo
Today · 4.125%
HK$6,375
baseline
▲ 0.50% · 4.625%
HK$6,763
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,750/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,674
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,853
−HK$181/mo
Today · 4.125%
HK$7,034
baseline
▲ 0.50% · 4.625%
HK$7,405
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,068/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,627
−HK$203/mo
Today · 4.125%
HK$6,830
baseline
▲ 0.50% · 4.625%
HK$7,246
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,660/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,150
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,342
−HK$195/mo
Today · 4.125%
HK$7,537
baseline
▲ 0.50% · 4.625%
HK$7,934
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,074/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$217/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,729
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,627
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,832
−HK$207/mo
Today · 4.125%
HK$8,039
baseline
▲ 0.50% · 4.625%
HK$8,463
+HK$424/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,078/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,284
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,511
−HK$230/mo
Today · 4.125%
HK$7,741
baseline
▲ 0.50% · 4.625%
HK$8,212
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,482/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,104
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,321
−HK$221/mo
Today · 4.125%
HK$8,542
baseline
▲ 0.50% · 4.625%
HK$8,992
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,084/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,713
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,953
−HK$243/mo
Today · 4.125%
HK$8,196
baseline
▲ 0.50% · 4.625%
HK$8,695
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,392/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,580
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,811
−HK$233/mo
Today · 4.125%
HK$9,044
baseline
▲ 0.50% · 4.625%
HK$9,521
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,088/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).