▼ 0.50% · 3.625%
HK$4,362
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$138/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$282/mo
Deposit HK$957K · loan HK$957K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$270/mo
Deposit HK$957K · loan HK$957K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$151/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$311/mo
Deposit HK$861K · loan HK$1.05M · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$146/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$296/mo
Deposit HK$861K · loan HK$1.05M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$166/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$338/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,980
−HK$158/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,462
+HK$324/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,671
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$179/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$367/mo
Deposit HK$670K · loan HK$1.24M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,309
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,478
−HK$172/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$350/mo
Deposit HK$670K · loan HK$1.24M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,107
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$193/mo
Today · 4.125%
HK$6,490
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$395/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,980/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,794
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,976
−HK$185/mo
Today · 4.125%
HK$7,161
baseline
▲ 0.50% · 4.625%
HK$7,539
+HK$378/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,322/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,543
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,747
−HK$207/mo
Today · 4.125%
HK$6,954
baseline
▲ 0.50% · 4.625%
HK$7,377
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,908/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,475
−HK$198/mo
Today · 4.125%
HK$7,673
baseline
▲ 0.50% · 4.625%
HK$8,077
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,346/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$220/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$451/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,765
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,973
−HK$211/mo
Today · 4.125%
HK$8,184
baseline
▲ 0.50% · 4.625%
HK$8,615
+HK$431/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,368/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,416
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,646
−HK$235/mo
Today · 4.125%
HK$7,881
baseline
▲ 0.50% · 4.625%
HK$8,360
+HK$479/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,762/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,250
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,471
−HK$225/mo
Today · 4.125%
HK$8,696
baseline
▲ 0.50% · 4.625%
HK$9,154
+HK$458/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,392/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,852
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,096
−HK$248/mo
Today · 4.125%
HK$8,344
baseline
▲ 0.50% · 4.625%
HK$8,852
+HK$508/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,688/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,735
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,969
−HK$238/mo
Today · 4.125%
HK$9,207
baseline
▲ 0.50% · 4.625%
HK$9,692
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,414/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).