▼ 0.50% · 3.625%
HK$4,175
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$132/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,706
+HK$270/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$126/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$258/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$145/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,109
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$139/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$283/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$159/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$323/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,722
−HK$152/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$310/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$171/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$165/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$335/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$185/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$378/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,676
−HK$177/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,214
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$197/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,059
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,966
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,153
−HK$190/mo
Today · 4.125%
HK$7,343
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,686/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,679
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$211/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,530
+HK$432/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,431
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,630
−HK$202/mo
Today · 4.125%
HK$7,832
baseline
▲ 0.50% · 4.625%
HK$8,245
+HK$413/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,664/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,097
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,317
−HK$225/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$8,001
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,895
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,107
−HK$215/mo
Today · 4.125%
HK$8,322
baseline
▲ 0.50% · 4.625%
HK$8,760
+HK$438/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,644/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,514
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,748
−HK$237/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,471
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,359
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,584
−HK$227/mo
Today · 4.125%
HK$8,811
baseline
▲ 0.50% · 4.625%
HK$9,275
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,622/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).