▼ 0.50% · 3.625%
HK$4,268
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$135/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$276/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$129/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$264/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$148/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$304/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$142/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$291/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,122
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,281
−HK$162/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,774
+HK$331/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,851
−HK$155/mo
Today · 4.125%
HK$6,006
baseline
▲ 0.50% · 4.625%
HK$6,322
+HK$316/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$12,012/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$176/mo
Today · 4.125%
HK$5,897
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$358/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,794/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,338
−HK$168/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,849
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,975
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$189/mo
Today · 4.125%
HK$6,350
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$387/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$12,700/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,826
−HK$181/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$369/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$203/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,218
+HK$414/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,313
−HK$194/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,903
+HK$396/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,829
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,042
−HK$215/mo
Today · 4.125%
HK$7,257
baseline
▲ 0.50% · 4.625%
HK$7,699
+HK$442/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$14,514/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,597
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$207/mo
Today · 4.125%
HK$8,008
baseline
▲ 0.50% · 4.625%
HK$8,430
+HK$422/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$16,016/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,256
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,482
−HK$229/mo
Today · 4.125%
HK$7,711
baseline
▲ 0.50% · 4.625%
HK$8,180
+HK$469/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,422/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,072
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,289
−HK$219/mo
Today · 4.125%
HK$8,508
baseline
▲ 0.50% · 4.625%
HK$8,957
+HK$449/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,016/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,683
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,922
−HK$242/mo
Today · 4.125%
HK$8,164
baseline
▲ 0.50% · 4.625%
HK$8,661
+HK$497/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,328/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,547
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,776
−HK$233/mo
Today · 4.125%
HK$9,009
baseline
▲ 0.50% · 4.625%
HK$9,484
+HK$475/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$18,018/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).