▼ 0.50% · 3.625%
HK$16,435
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,946
−HK$520/mo
Today · 4.125%
HK$17,466
baseline
▲ 0.50% · 4.625%
HK$18,529
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,932/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,284
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,774
−HK$498/mo
Today · 4.125%
HK$19,272
baseline
▲ 0.50% · 4.625%
HK$20,288
+HK$1,016/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,544/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,079
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,641
−HK$571/mo
Today · 4.125%
HK$19,212
baseline
▲ 0.50% · 4.625%
HK$20,381
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,424/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,112
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,652
−HK$547/mo
Today · 4.125%
HK$21,199
baseline
▲ 0.50% · 4.625%
HK$22,316
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,398/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,722
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,336
−HK$623/mo
Today · 4.125%
HK$20,959
baseline
▲ 0.50% · 4.625%
HK$22,234
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,918/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,941
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$597/mo
Today · 4.125%
HK$23,126
baseline
▲ 0.50% · 4.625%
HK$24,345
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,252/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,366
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,030
−HK$676/mo
Today · 4.125%
HK$22,706
baseline
▲ 0.50% · 4.625%
HK$24,087
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,412/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,769
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,407
−HK$646/mo
Today · 4.125%
HK$25,053
baseline
▲ 0.50% · 4.625%
HK$26,374
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,106/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$727/mo
Today · 4.125%
HK$24,452
baseline
▲ 0.50% · 4.625%
HK$25,940
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,904/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$697/mo
Today · 4.125%
HK$26,981
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,962/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,653
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,420
−HK$779/mo
Today · 4.125%
HK$26,199
baseline
▲ 0.50% · 4.625%
HK$27,793
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,398/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,426
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,162
−HK$746/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,432
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,296
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,114
−HK$831/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,254
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$796/mo
Today · 4.125%
HK$30,835
baseline
▲ 0.50% · 4.625%
HK$32,460
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,670/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,940
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,809
−HK$883/mo
Today · 4.125%
HK$29,692
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,384/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,083
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,916
−HK$846/mo
Today · 4.125%
HK$32,762
baseline
▲ 0.50% · 4.625%
HK$34,489
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,524/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$935/mo
Today · 4.125%
HK$31,439
baseline
▲ 0.50% · 4.625%
HK$33,352
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,878/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,911
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,794
−HK$895/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,518
+HK$1,829/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).