▼ 0.50% · 3.625%
HK$16,663
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,181
−HK$526/mo
Today · 4.125%
HK$17,707
baseline
▲ 0.50% · 4.625%
HK$18,785
+HK$1,078/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,414/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,537
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,034
−HK$504/mo
Today · 4.125%
HK$19,538
baseline
▲ 0.50% · 4.625%
HK$20,568
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,076/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,329
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,899
−HK$579/mo
Today · 4.125%
HK$19,478
baseline
▲ 0.50% · 4.625%
HK$20,663
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,956/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,391
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,937
−HK$555/mo
Today · 4.125%
HK$21,492
baseline
▲ 0.50% · 4.625%
HK$22,625
+HK$1,133/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,984/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,995
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,617
−HK$632/mo
Today · 4.125%
HK$21,249
baseline
▲ 0.50% · 4.625%
HK$22,542
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,498/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,244
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,841
−HK$605/mo
Today · 4.125%
HK$23,446
baseline
▲ 0.50% · 4.625%
HK$24,682
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,892/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$685/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,420
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$656/mo
Today · 4.125%
HK$25,400
baseline
▲ 0.50% · 4.625%
HK$26,739
+HK$1,339/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,800/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,053
−HK$737/mo
Today · 4.125%
HK$24,790
baseline
▲ 0.50% · 4.625%
HK$26,299
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,580/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$706/mo
Today · 4.125%
HK$27,354
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,442/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,708/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,994
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,771
−HK$790/mo
Today · 4.125%
HK$26,561
baseline
▲ 0.50% · 4.625%
HK$28,177
+HK$1,616/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,122/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,805
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,551
−HK$757/mo
Today · 4.125%
HK$29,308
baseline
▲ 0.50% · 4.625%
HK$30,852
+HK$1,544/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,616/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$843/mo
Today · 4.125%
HK$28,332
baseline
▲ 0.50% · 4.625%
HK$30,056
+HK$1,724/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,664/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,659
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,454
−HK$807/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$32,909
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,326
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,207
−HK$896/mo
Today · 4.125%
HK$30,103
baseline
▲ 0.50% · 4.625%
HK$31,934
+HK$1,831/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,206/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$857/mo
Today · 4.125%
HK$33,215
baseline
▲ 0.50% · 4.625%
HK$34,966
+HK$1,751/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,430/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,993
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$948/mo
Today · 4.125%
HK$31,873
baseline
▲ 0.50% · 4.625%
HK$33,813
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,746/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,366
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,261
−HK$908/mo
Today · 4.125%
HK$35,169
baseline
▲ 0.50% · 4.625%
HK$37,023
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,338/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,219 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).